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With the new 'SmartLock' security feature from ICICI Bank, you can manage your account with just one click and get all the facts

With the new 'SmartLock' security feature from ICICI Bank, you can manage your account with just one click and get all the facts


"SmartLock," a safety feature introduced by ICICI Bank, helps to bolster its clients' financial protection. Many services, such as credit and debit cards, internet banking, and UPI, may now be locked and unlocked by users.


The renowned private bank ICICI Bank has launched a new safety feature called "SmartLock," which enables ICICI Bank clients to quickly lock and unlock financial services on the iMobile Pay smartphone application. Customer service help by phone or email won't be required for this.


able to lock and unlock a variety of services, such as UPI


With the introduction of this functionality, customers may now lock and unlock their access to credit and debit cards, online banking, UPI (including payments made via other UPI platforms connected to the bank account), and other services, all while managing the security of their account with a single click.


Users of the ICICI Bank mobile application may temporarily disable a certain financial service by using this function. In addition, users may make use of this function in the event that they suspect bank account fraud. Please be aware that even when a user locks the financial service, the "Smartlock" feature will allow e-mandates and scheduled standing instructions (SI) to operate.


How to turn on


To use this function, just follow the instructions provided below.


Step 1: Open iMobile Pay and log in.


Step 2: On the home screen, choose the 'Smartlock' function located in the lower right corner.


Step 3: To lock or unlock a major financial service, click on it.


Step 4: To confirm, swipe.


There are more than 300 accessible informative services.


Let us inform you that ICICI Bank's official mobile application is called iMobile Pay. According to ICICI Bank's official website, "iMobile Pay is the largest and secure mobile banking application, supplying more than 300 banking and informational services to meet your every-day banking needs from your smartphone.”

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