India's finest student credit cards

 India's finest student credit cards

accumulate a credit history and a degree.

looking for strategies to control your finances while attending college? then you should look at your options for student credit cards, currency cards, and travel cards. You can better manage your expenses and finances with the aid of these options. Let's examine a few student credit cards, their qualifying requirements, and the paperwork needed to apply for them.

possibilities for student credit cards in India

Student Plus Advantage Card from SBI

Numerous perks targeted for students are included with the SBI Student Plus Advantage card. Despite the fact that this card is exclusively given out to people who have an educational loan with SBI, you can also obtain one by creating a fixed deposit at any branch of the State Bank of India.

In order to minimize your EMI's interest rate, you can also transfer the remaining balance from another credit card to your SBI student credit card. By doing this, you'll be able to pay your credit card dues while saving money. Additionally, you can pay your bills, get train tickets, and earn 10x reward points on foreign purchases.

The following are a few of this card's key characteristics:

No yearly charge

2.5% of the value of any department or grocery store purchases is returned.

Waiver of the 2.5% fuel surcharge at all Indian gas stations

Make your SBI credit card payment on CRED to receive 1 reward point for every 100 rupees spent from the card.

Card from Axis Bank Insta Easy

This credit card can be obtained at any Axis Bank location in exchange for a set deposit. Cash withdrawals are permitted up to the full credit limit. This card may have a credit limit of up to 80% of the fixed deposit's principal amount.

The following are a few of this card's key characteristics:

provides discounts on meals at Alliance restaurants of up to 15%.

1% of all fuel transactions in India that are protected by a platinum chip card are exempt from the fuel surcharge

While travel cards, for example, can also provide you with a credit choice that is safe and simple to use, student credit cards are a wonderful option to help you raise your credit score.

pay with your Axis Bank credit card through CRED

Visa for students from ICICI Bank

For individuals who aspire to pursue higher education overseas, the ICICI Bank student travel card is an outstanding choice. This credit card can be used to pay for your application and course fees both online and with a manual swipe. The credit card enables you keep track of your daily spending and may be used everywhere Mastercard is accepted.

Additionally, you are qualified to apply for an International Student Identity Card (ISIC), which entitles you to discounts at more than 1,26,000 merchant locations across 130 nations.

The following are a few of this card's key characteristics:

can be used to pay for taxi services, airline tickets, lodging, and international prepaid mobile recharges; enables simple online account management; provides access to 24x7 customer support via international toll-free lines across 16 countries; and enables you to pay with your ICICI credit card using CRED

ISIC Student ForexPlus card from HDFC Bank

HDFC's ForexPlus card allows you access to numerous currencies, making it a fantastic choice for students living abroad. The transaction amount is directly debited from the HDFC student ForexPlus card, making them operate similarly to a credit card.

The card is accepted at every business that accepts Mastercard or Visa, anywhere in the globe. The fact that you won't be affected by changes in market rates when you make a transaction is one of this card's standout benefits.  

The following are a few of this card's key characteristics:

they function similarly to credit cards and provide their owners with an ISIC membership, as well as other benefits like free insurance, chip-based security, emergency cash, and discounts on travel, lodging, and other necessities in 130 countries. Reload it instantly anywhere or ask another person to do it for you from anywhere in the entire globe. Make your HDFC credit card payment on CRED.

HDFC Platinum ForexPlus Chip card, multi-currency

You can access money in 22 different foreign currencies with the HDFC Multicurrency Platinum ForexPlus card. Money transfers via safe online wallets are possible. Additionally, this card provides security against changes in foreign exchange rates that could affect the value of money. Overall, this card is ideal for students who need to carry many currencies in one card due to their requirement to travel to multiple destinations.

The following are a few of this card's key characteristics:

Special discounts are granted to students in order to help them save even more money, with protection against theft and card misuse of up to 5 lakh provided.

total defense against changing exchange rates

credit cards for students: The minimum age requirement to obtain this card is 18 years. Eligibility requirements and required documentation. The candidate needs to be enrolled in college. The following documents are required in order for you to be qualified to apply for the credit card.

PAN card evidence of residence birth certificate proof of enrollment in college identification card of the college two passport-sized pictures

Whatever student card you decide to use, exercise caution when using it. Make sure you pay off the entire balance each month to prevent debt accumulation. Overall, if you stay to a budget and pay your bills on time, a student credit card can be quite helpful.

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