Things To Know About 2024 Infinity Auto Insurance

Things To Know About 2024 Infinity Auto Insurance

A division of Kemper Corporation, Infinity insurance offers reasonably priced coverage for drivers who pose a risk and for those who would have trouble obtaining vehicle insurance. In addition to normal plans, it provides SR-22 insurance and a complimentary participation in the roadside assistance service.

ONLY THE ESSENTIALS

At-risk drivers may find reasonably priced auto insurance alternatives from Infinity Insurance, including SR-22 coverage and roadside assistance.

Infinity offers reductions to drivers on auto insurance, albeit the availability of these discounts varies by state.

In 2018, Infinity became a division of the federally licensed Kemper Corporation.

It might be difficult to find affordable auto insurance that satisfies your requirements. We can assist you by giving you the knowledge and resources you need to choose the best insurance for your needs. We provide you with a thorough analysis of Infinity Insurance's vehicle coverage in this post to assist you in determining whether or not this business provides the goods and services you need.

Infinity first launched for business in 2002, but in 2018 Kemper Corporation acquired the business. Nowadays, Infinity is a Kemper subsidiary, with the exception of California, where it continues to run separately. Everything you need to know about the kinds of coverage you may get, the savings that are available, and how to file a claim is provided here.

Coverage for Auto Insurance with Infinity Insurance

This firm provides high-risk clients with inexpensive insurance coverage. It allows drivers to choose an insurance that satisfies the minimum coverage criteria set by the state. Additionally, they have the opportunity to design a custom plan that fits their requirements and budget or choose from one of three basic coverage choices. Standard vehicle insurance coverage provided by Infinity Insurance Company consists of the following:

Protection against liability: Covers others' medical expenses and property damage if you cause an accident and are at fault.

Collision insurance covers damage to your car in the event of an accident or when you strike an object or an animal.

Comprehensive: Covers damage to the car caused by wind, hail, theft, vandalism, and other non-accident events.

In the event that an uninsured or underinsured driver causes an accident, uninsured motorist coverage covers your medical costs.

Drivers who need an SR-22 may deal with Infinity auto insurance. Businesses provide an SR-22 form to clients who need it as documentation of their insurance. States often need this document from those who have been convicted of driving while intoxicated or irresponsible, who were found guilty of driving without insurance, or who failed to compensate victims of their own accidents.

Additionally, the business provides free program enrollment to its roadside help clients. Roadside support is offered by The DriverClub® around-the-clock. There is no fee to join the program; however, you must pay for the help you want as needed. This program's ability to accept participants who do not have insurance via the corporation is one of its distinctive features.

Benefits of Using Infinity Insurance

Your budget may suffer a great deal if you have auto insurance. There may be fewer alternatives or more expensive insurance for drivers who pose a danger. Regardless of your circumstances, comparison shopping may assist you in locating the lowest prices on the coverage you want. Thankfully, there are a number of strategies for lowering vehicle insurance rates.

One thing that every driver should do is look into the discounts that each provider offers. If you can take advantage of any of the reductions, you may save a substantial amount of money on your insurance even if you are not eligible for all of them. For its clients, Infinity Auto provides the following savings:

car security. You may get a rate reduction if your vehicle is equipped with air bags, anti-lock brakes, and anti-theft equipment.

Drive carefully. If you have a spotless driving record for at least 35 months, you are eligible for a discounted fee.

Excellent pupil. Discounts are available to drivers who enroll full-time in school and maintain a "B" average.

course for mature drivers. A discount is available to drivers who enroll in a driver's improvement course and are over 55.

multiple cars. You might get a discount on your premiums when you use Infinity insurance to cover several vehicles.

policies that are packaged. You get a premium break when you purchase your home and vehicle insurance with Infinity.

paid in full. You will pay less if you pay for your insurance in full up front than if you pay on a monthly basis.

Without paper. Save money on insurance by handling all of your insurance requirements online, including paying bills and submitting claims.

fidelity. Clients who keep their Infinity vehicle insurance coverage renewed are eligible for a discount.

It's crucial to remember that different states provide different discounts. Some discounts may not appear when you look for coverage in your state.

Which states are covered by Infinity Insurance?

Even though its main office is in Birmingham, Alabama, Infinity Insurance is only available as an independent provider in California. Infinity vehicle insurance has operating licenses in the District of Columbia, the other 49 states, and is a subsidiary of Kemper Corporation. In the United States, the company serves about 6.6 million policies overall.

The Better Business Bureau does not recognize Infinity as a member. Although users of the website rate it at 1.04 out of 5, the BBB gives it a B grade. When searching for auto insurance, customers most often mention problems with customer care, which is crucial to take into account. Since A.M. Best rates Infinity Insurance's credit rating an A, it may be considered financially solid.

How to File an Infinity Insurance Auto Claim

You have a few choices if you need to submit a claim with this corporation, but Kemper handles all of them. To file, you may either utilize their online claims site or call the claims department. Additionally, Kemper has an app for Google and Apple devices that lets you file your claim directly from your gadget.

The business needs many pieces of information from you in order to finish the claims procedure, should you need to file. Prior to starting, you will require:

The policyholder's name

The policy number

Details regarding the covered car, such as the license plate and the vehicle identification number

Date and time of the incident

Information about the event, including the police report, injuries, and damages

After filing, you may use any one of the three filing methods to follow up on your claim. It's crucial to keep in mind, however, that both Google and Apple users have reported issues with the software.

Are there any additional insurance products offered by Infinity Insurance?

If you need other kinds of insurance, you have a few more options from Infinity. The following insurance products are available from the firm in addition to personal vehicle insurance:

motorbike

Owners of homes

Tenants

General liability for businesses

Commercial vehicle

Business real estate

Policy of the business owner

Expertise liability

Workers' compensation

Internal marine

Crucial individual existence

house-based enterprise

Interruptions to business

Customers may buy their house and vehicle insurance policies with Infinity in order to combine them and save money on their premiums. The parent company of Infinity Auto, Kemper, provides a variety of insurance products, such as health insurance, personal umbrella, boats, recreational vehicles, and personal valuables coverage.

Does the coverage provided by Infinity Insurance suit your needs?

Finding affordable auto insurance that provides the protection you want may be challenging, but by comparing quotes from several providers and taking advantage of available discounts, you can drastically lower your costs. You can assess how Infinity stacks up against other insurance providers now that you have more knowledge about the business.