LPG Insurance: When you reserve an LPG cylinder, you automatically get free insurance worth Rs. 50 lakh. But who benefits from this?

LPG Insurance: When you reserve an LPG cylinder, you automatically get free insurance worth Rs. 50 lakh. But who benefits from this?

LPG Insurance: When you reserve an LPG cylinder, you automatically get free insurance worth Rs. 50 lakh. But who benefits from this?

LPG Insurance: Virtually every home uses LPG cylinders. There is danger involved with this in addition to convenience. A little amount of negligence may result in an accident that might be deadly and cause property damage. However, in order to make up for this, petroleum firms also provide their clients insurance of Rs 50 lakh.

Delhi, New. Nowadays, LPG is used in every home throughout the nation. Hardly a household nowadays would not utilize an LPG cylinder. But did you know that an additional Rs. 50 lakh in insurance is included with every LPG cylinder? A customer's family is covered by Rs 50 lakh in accident insurance as soon as they order an LPG cylinder. The unique aspect is that there will be no additional cost to the customer in the form of pennies.

In actuality, the gas within an LPG cylinder is very combustible, and even with all safety measures in place, an accident might still occur. Many house explosion events are caused by improper maintenance practices and a lack of expertise. The client is entitled to reimbursement for any losses brought on by the mishap in such a case. The consumer has the right to sue the fuel corporations for his family's reimbursement of Rs 50 lakh.

Who gains from this?

The government website MyLPG.in (http://mylpg.in) states that petroleum firms provide accident coverage to customers who purchase LPG connections, as well as their families. In the event of an explosion or gas leak, the family would get financial support in the amount of Rs 50 lakh from this cover insurance. Petroleum firms and insurance companies have a cooperation for this, and the insurance company will pay the claim amount.

Every member of the family is covered by this, with a total of Rs 10 lakh.

The whole family may only get up to Rs 50 lakh.

You are entitled to up to Rs 2 lakh if the damage is limited to property alone.

Personal accident policy provides a compensation of Rs 6 lakh in the event of death.

A maximum of Rs 30 lakh, or Rs 2 lakh per member, is available for treatment.

how to make a claim

Notify your LPG distributor and the closest police station after the accident.

The accident will be investigated on the ground by the insurance company's office located in the affected region.

Insurance will be notified as soon as it is determined that the cylinder was the cause of the accident.

Following the investigation report, a claim will be submitted; the consumer need not apply personally.

For claims, copies of the police complaint, medical bills and costs, and, in the event of a death, the postmortem or death certificate, should be kept.