"Smart Routing: Why as well as how you can get multiple UPI IDs on Google Pay"

 "Smart Routing: Why as well as how you can get multiple UPI IDs on Google Pay"

 "Smart Routing: Why as well as how you can get multiple UPI IDs on Google Pay"

"The idea of smart routing in UPI transactions is covered in this article. By directing transactions via many UPI IDs connected to the user's bank account, smart routing is a feature that increases the success rate of payments. It lessens the number of unsuccessful payments. acts as a substitute for avoidable routes. Four UPI IDs at most may be used by users for the same bank account.

"The Unified Payment Interface, or UPI, has altered how we make payments over the last several years. UPI, which is connected to bank accounts, has emerged as a crucial payment option. Making these payments, however, might become difficult if there is a payment failure or tardy payment. One method to prevent these payment problems is via smart routing. Here's how to activate smart routing and what it is:

The definition of smart routing

Your bank account is connected to your UPI ID.

Bank servers are used to handle these payments. There is often a chance that a UPI payment will not go through because of a server error, overload, or other issue. Here's when intelligent routing enters the picture. Obtaining extra UPI IDs increases the likelihood that a payment will be successful since they direct the transaction via servers that have alternative UPI IDs that are compatible with your account.

Think about the following situation: Suppose you have four possible routes to pick from while driving your automobile from home to work. Unfortunately, there is too much traffic to travel your regular route. In a similar vein, maintaining many UPI IDs with several banks offers a distinct way to carry out transactions. The UPI app will immediately choose an alternative route if a UPI ID route for payment is not available, guaranteeing consumers a smooth and easy payment experience.

How many UPI IDs are permitted?

A user's bank account may have up to four UPI IDs added to it. Several UPI IDs may be used for the same bank account in order to minimize payment errors or delays while executing UPI transactions.

How to generate extra UPI IDs

It is possible to generate more UPI IDs while creating a new account. Even after creating an account, this step may be completed. Users are prompted by Google Pay to add more UPI IDs in case any payments are unsuccessful or get stalled. This is how one may create an extra UPI ID:

Launch the Google Pay app.

Navigate to Payment Options.

Choose Bank Account Management for UPI ID

Note: Google Pay contacts partner banks via SMS on your behalf in order to activate the UPI ID. Standard text messaging fees are incurred.

Does anything change if I have another UPI ID?

No, nothing has changed. Your bank account transactions will continue to take place as normal. In the event that the payment method is not accessible, your transactions may be routed via any extra UPI IDs you may have.

not to be missed

Remember that your bank accounts are cancelled if you log out of Google Pay. You'll be asked to reactivate your bank account once you log in again. Additionally, any other UPI IDs that you have generated in the past will likewise be renewed.”