FD Return Calculator: Recognize the computation for the 5-year FD programme offered by the Post Office.

 FD Return Calculator: Recognize the computation for the 5-year FD programme offered by the Post Office.

FD Calculator: If you're a risk-averse investor who can live with fixed returns, you can make a lump-sum investment in the post office's five-year fixed deposit programme.


FD Calculator: A five-year time deposit plan at the post office, similar to an FD, is a better investment option. Currently, this programme is subject to a 7 percent interest charge. The interest rate in this (the Post Office 5 Year Time Deposit Scheme) is compounded annually but is determined on a quarterly basis. The minimum investment amount for this scheme is Rs 1000.

You can invest a lump sum of money in the Post Office 5 Year TD Scheme if you fall into the category of investors who prefer fixed returns over variable ones. Let's use an FD calculator to figure out how much return will be obtained in place of this.

What will the return on investment of one lakh be?

If you invest Rs 1 lakh today (by selecting the reinvestment/cumulative option) in the five-year Post Office Time Deposit scheme, you would get 7% interest on maturity, and after 5 years you will receive Rs 1 lakh, according to the BankBazaar Post Office FD calculator. Your investment in this is one lakh rupees, and you will receive a genuine return of 41,478 rupees. The investments made through this post office programme are secure as well.

What will the return on a $25,000 investment be?

If you invest Rs. 2 lakh in the five-year post office time deposit programme as of today, you will receive a total of Rs. 2,82,956 at maturity, or after 5 years, based on a 7 percent interest rate. You are making a 2 lakh rupee investment and will receive a return of 82,956 rupees. The Bankbazaar Post Office FD calculator states that if a customer invests a lump sum of Rs. 5 lakh in this programme, he will receive the entire sum. 7,07,389 as determined at maturity using a 7% interest rate. The investor put Rs 5 lakh on this, however he received a return of Rs 2,07,389 on his investment.

Benefits of the Post Office's Five Year Fixed Deposit Program

You can create as many accounts as you'd like if you invest in the Post Office 5 Year Time Deposit Scheme. Benefits are also available for the investment made in it under Section 80C of the Income Tax Act of 1961. You can also extend it for the same period of time at maturity. Three adults can open the account at once, as well as individuals and couples. The account may also be used by a minor.